This is an entry level position in Bell Capital Finance. This individual will provide support to the Portfolio Officers and senior staff within Bell Capital Finance. Primary responsibilities of this position will be performing financial and credit analysis for commercial loan requests within the Bell Capital Finance division. This individual must possess knowledge of financial accounting and financial statement analysis.
Primary Duties:
- Analyze and spread financial statements for existing and potential new clients.
- Assist in updating the client/portfolio trend reports.
- Assist the Portfolio Officer(s) in the preparation of loan committee presentations, annual credit reviews and problem loan summaries.
- Analyze interim financial statements of existing clients.
- Monitor the credit facility once it is booked, including an assessment of interim financial information, borrowing base reports, and other supporting documentation.
- Serve as backup in the oversight of daily overdrafts and any subsequent collection.
- Understand and adhere to the Bell Capital Finance lending guidelines.
- Know by name and face as many customers and employees as possible, calling them by name as often as possible.
- Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
- Know, understand, and live the company values and bottom line.
- Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
- All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
- Prompt and reliable attendance.
- Perform other duties as assigned.
Job Skills Required:
- B.A./B.S. in accounting, finance, or business-related field.
- Strong Excel and spreadsheet skills.
- Working knowledge financial accounting and analysis.
- Above-average written and communication skills.
- Proficiency with computer technology.
- Ability to deal with multiple tasks and deadlines.
- Effective time management and organizational skills.
- 1-3 years of relevant experience.
Additional Details :
If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.
Bell Bank was founded in 1966 and is headquartered in Fargo, North Dakota. It is the largest family-and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets of more than $14 billion. Bell Bank has full-service banking locations in North Dakota, Minnesota and Arizona. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.
Bell Bank has been recognized as a top workplace by American Banker, Forbes and Fortune. If you want to work for an established, growing, forward-looking organization with world-class employees, this is the place for you. Let Bell Bank be your destination workplace.
Bell's Values:
As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:
- Promoting and sustaining our family atmosphere.
- Providing unequaled personal service to each and every customer.
- Paying it forward
Our Bottom Line:
Happy Employees! Happy Customers!
In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.
Pay Transparency In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states; that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.