At FinTap, we understand small business. We are improving the economic landscape in the United States by changing the way small businesses access short-term working capital. With our own continued growth, we remain committed to helping small businesses succeed every day.
FinTap is looking for the right candidate to join our team as a Junior Underwriter. We're seeking a dedicated and driven individual who can maintain positive relationships with business owners and partners and is motivated by personal and professional growth.
Responsibilities:
- Assist with thorough background checks, and financial analyses for new merchant applications.
- Acquire necessary documentation needed in accordance with submissions, including merchant processing statements and any correlated financials.
- Filter merchant applications for further review by a senior underwriter.
- Conduct merchant phone interviews to verify the potential future cliental and its’ business operations.
- Determine the creditworthiness of a small business and its owner(s)
- Work with sales and support staff to outline and close deals.
Qualifications:
- Bachelors Degree or enrolled and in good academic standing in a Bachelors Degree program
- Basic understanding of general credit policies, lending operations, credit principles, and loan research.
- Ability to handle and prioritize multiple projects at any given time, as well as associated conflict/resolution.
- Strong verbal and written communication skills.
- Capability to work effectively within a team, with unexpected pressures.
- Proficient with Microsoft office (Excel, Word, etc.)
- Advance computer and web application skills
- Bilingual preferred
- Underwriting/Loan Processing experience a plus
Benefit Conditions: * Waiting period may apply
- Insurance (Medical, dental, and vision)
- PTO
- 401K
Work Remotely:
- No
Pay: From $52,000.00 per year + bonus
Job Type: Full-time
Pay: $52,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Application Question(s):
- Do you live in the state of NJ? This is NOT a remote position. Please DO NOT apply if you're looking for a remote position, live out of state, and/or looking for relocation packages.
- Will you now, or in the future, require sponsorship for employment visa status (e.g. H-1B visa status)?
Education:
- Bachelor's (Required)
Experience:
- Banking: 1 year (Required)
- Accounting: 1 year (Required)
Work Location: In person