Elevate Your Career in Underwriting - Where Precision Meets Purpose
Location: Mequon with hybrid/remote flexibility
At Kohler Credit Union, we do more than provide financial services-we empower our members to live their best financial lives. We're searching for a skilled and detail-driven Mortgage Underwriter II who thrives on making accurate, consistent, and fair lending decisions.
If you excel at evaluating complex financial information, enjoy collaborating with a supportive team, and want your work to truly impact members' futures, this role offers the chance to do just that. Your expertise will guide decisions that help members reach their goals-one responsible approval at a time.
Why You'll Love Working Here
At Kohler Credit Union, our people come first. We provide a competitive compensation structure and an outstanding benefits package, including medical, dental, and vision insurance, a 401(k) with employer match, life insurance, tuition reimbursement, and more! We believe in work-life balance, so we offer flexible scheduling, generous PTO, and a culture built on inclusion, collaboration, and growth opportunities through continuous training and development.
What You'll Do
As a Mortgage Underwriter II, you'll be the decision-maker behind complex lending scenarios, balancing risk and compliance while keeping member service at the forefront. Key responsibilities include:
- Reviewing and analyzing mortgage applications, verifying income, credit, and collateral details.
- Ensuring all decisions align with internal guidelines, regulatory requirements, and secondary market standards.
- Clearly communicating loan outcomes and documentation needs to internal teams and members.
- Spotting high-risk factors, exceptions, and potential fraud with well-supported recommendations.
- Acting as a mentor to Underwriter I team members and providing expertise to lending staff.
- Driving process improvements, supporting audits, and contributing to continuous efficiency initiatives.
What You'll Bring
- Education: Bachelor's degree in finance, business, or a related field preferred-or equivalent work experience in underwriting or financial services.
- Experience: 4-6 years of underwriting experience with mortgage loans.
- Technical Skills: Proficiency with automated underwriting systems like DU or LP.
- Regulatory Knowledge: Familiarity with TILA, RESPA, HMDA, FCRA, and related compliance requirements.
- Leadership & Teamwork: Strong ability to mentor peers, share knowledge, and work collaboratively to solve problems.
Ready to Make an Impact?
Join a team where your expertise helps shape members' financial success every day. Apply now to become a part of Kohler Credit Union's mission-driven culture.
Applicants must be legally authorized to work in the United States without current or future visa sponsorship.
