Sr. Financial Analyst

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

The US Deal team is a function in Finance responsible for providing financial analysis and deal pricing expertise to compete for client brand decisions. The team is responsible for providing deal support for Visa’s largest book of business globally. This includes end-to-end deal execution in collaboration with various stakeholders and cross functional teams. The team is critical to delivering against Visa's revenue and business objectives and highly visible to executive leadership.

This role is responsible for the development of detailed financial models and analyses to structure client incentive deals, utilizing and producing different financial outputs as appropriate (including Visa P&L, projected cash flow and amortization schedules). The Senior Finance Analyst will collaborate and partner with Visa’s Sales and Legal teams to provide support and direction regarding appropriate contract structures and terms. In addition, they will participate in the resolution of financial structure and contractual issues during negotiations with clients.

Essential Functions:

• Own the development of detailed financial models and analyses to evaluate client incentive contract offers, utilizing and producing different financial outputs as appropriate (including Visa P&L, projected cash flow and amortization schedules).
• Manage deals through the offer approval and execution process on behalf of Finance, coordinating and supporting various internal stakeholders.
• Proactively and independently identify, communicate, and solve business issues related to incentive structures, contract language, and incentive negotiations.
• Collaborate and partner with Visa’s Sales and Legal teams to provide support and direction regarding appropriate contract structures and terms.
• Participate and resolve financial structure and contractual issues during negotiations with clients, and the approval of contract language to insure consistency with approved financial terms.
• Prepare presentation documents and assist in presenting findings to all levels of management.
• Prepare ad-hoc analyses and reports as needed.
• Support training and development of more junior team members and account executives on deal processes and tools.
• Provide expertise to stakeholders on deal best practices.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD

Analytical and Problem Solving Skills

• Demonstrated analytical and problem solving skills.
• Strong data research and manipulation skills.
• Experience in investment, valuation, or transactional analysis.
• Ability to be objective in analysis.

Communication

• Strong communication skills: written, verbal, and formal presentation. Able to adjust communication style and messaging for different audience.
• Ability to articulate and explain financial constructs to a non-financial audience.
• Interpersonal Skills
• Strong interpersonal skills: work well as part of a cross-functional team and able to influence both internal and external stakeholders.
• Ability to find and articulate win-win solutions in contract negotiations.

Project management

• Strong organizational and time management skills.
• Ability to translate data effectively into actionable information to drive results.
• Proficient in Microsoft Outlook, Word, Excel, PowerPoint, and Adobe PDF.

Creativity

• Able to work in and bring structure to ambiguous environments.

Experience

• 3-5 years of work experience, preferably within the financial services or payments community.
• Financial transaction analysis experience preferred, contract or pricing negotiation experience a plus.

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 124,600.00 to 180,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.