Senior Product Manager, Consumer Payments
Job description
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
About the Product team
The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.
About the roleThe Consumer Payments team powers how customers successfully make payments to Affirm. As a Senior Product Manager, you will create new payment experiences that make repaying easier, improve payment success, and define how payments are processed safely and cost-effectively. This is a highly cross-functional role that sits at the intersection of Product, Engineering, Analytics, Finance, Design, and Partnerships.
What you’ll do
We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with Affirm.
- We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with Affirm
- Focus on the customer, uncovering where paying breaks down through research and data, and sharing those insights across the team
- Create new payment experiences that make repaying easier, working with Design and Analytics from discovery to launch
- Design and run experiments that improve conversion, payment success, and cost
- Shape how payments are processed safely and cost-effectively, weighing performance and risk
- Be a trusted partner to Product, Engineering, Finance, Design, and Partnerships, exploring new opportunities together, evaluating their impact, and defining sequencing
- Drive an ambitious roadmap that delivers customer and business outcomes by identifying the highest-impact bets and presenting strategy to senior leaders
What we look for
- 5+ years of product management experience
- Analytical rigor: you are comfortable in the data and use experiment results and customer research to make product decisions
- Curiosity about customers: you have strong instincts for where an experience breaks down and the drive to fix it
- Experience holding informed conversations with engineers about how systems work and the tradeoffs they carry
- A track record of taking products from discovery through launch and iteration, including turning ambiguous or conflicting inputs into a clear plan
- Clear communication and influence: you explain tradeoffs well and build trust and alignment across Product, Engineering, Finance, Design, and Partnerships, including senior leaders, without needing formal authority
- Bonus points for experience in payments, fintech, or e-commerce
Base Pay Grade - N
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $153,000 - $213,000
This posting is for an existing vacancy.
#LI-RemoteRemote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.
For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.
Skills mentioned
We’re excited to announce that Affirm is now a remote-first company! The majority of our roles can be accomplished anywhere in the U.S. and Canada (with the exception of Quebec). While most Affirmers will have the option to choose a remote-first accommodation, our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis. At Affirm, we’re using today’s technology to bring significant disruptive innovation to the financial industry. We focus on improving the lives of consumers by delivering simple, honest and transparent financial products. Working remote-first We’re excited to announce that Affirm is now a remote-first company! The majority of our roles can be based anywhere in the U.S. or Canada (with the exception of Quebec). Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis. Ready to make a difference? Affirm empowers people to say yes to more of the things they love. While traditional credit cards charge compounding interest and late fees, we show you up front exactly what you’ll owe—with no hidden fees and no surprises. And through advanced technology and analytics that look beyond traditional FICO scores, we’re able to serve a much broader population than anyone else in the space. We’re growing fast and hiring smart, curious people to help us revolutionize the banking industry and make it more accountable, accessible, and human. If you’re ready to make a difference, join us. Work with people who bring out the best in you Affirmers come together from a diverse set of backgrounds to make financial services more inclusive, honest, and meaningful. We’re passionate about making as much positive change as we can in our customers’ lives. Success means all hands are on deck—from engineering to sales to operations. We collaborate company-wide, challenging one another to bring our best ideas to every single project. Even as we grow, Affirm remains a tightly knit team where every perspective matters.
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