Providing lending services to help our customers achieve their dream of homeownership.
At Pulte Mortgage, we’re more than a lender—we’re a team driven by purpose. Since 1972, we’ve helped over 700,000 families finance their dream homes through innovative lending solutions and a commitment to doing the right thing. As a wholly owned subsidiary of PulteGroup, we offer a people-first culture rooted in collaboration, integrity, and daily positivity. Join us in Denver, CO, and be part of a company recognized by Fortune and Great Place to Work for building meaningful careers, supporting community impact, and creating a workplace where you can thrive.
Apply now and discover a career where your contributions are valued, your growth is supported, and your work makes a lasting impact.
This position will be remote, but if in the Denver, Colorado location, must go into the office once per month.
Position may be filled at the Underwriter or Senior Underwriter level, depending on experience. Compensation will be commensurate with qualifications and experience.
Job Summary
The Underwriter is primarily responsible for identifying, analyzing, and evaluating loan risk by underwriting conventional and government loans to investor and regulatory underwriting guidelines. Ensures that loans are approved within the terms of organizational policy and procedures.
Primary Job Responsibilities
- Reviews loan application and supporting documentation according to Pulte Mortgage and specific investor guidelines.
- Reviews files based on the traditional guidelines or automated underwriting system findings, as appropriate, and verifies file documentation supports findings.
- Issues appropriate credit decision based on underwriting review in combination with eligibility elements in the file.
- Reviews and clears conditions as needed to complete loan file and issues a final loan decision.
- Effectively communicates credit decision with Loan Processors and Loan Consultants.
- Assists Loan Processors, Closers and Loan Consultants with questions on specific loan files and interpretation of feedback reports from automated systems.
- Collaborates with Loan Processors, Loan Consultants, and Closers on specific loan files to close loans on time.
- Maintains acceptable quality control finding percentage and responds timely to audits.
- Maintains an established production standard.
- Adept at researching underwriting guidelines using Product Profiles, Selling Guides, and other tools provided to reach sound loan decisions.
- Participates in Underwriting Meetings and on project teams as needed.
- Handles decision escalations with product specialist team.
- Performs other duties as assigned.
Required Education/Experience
- Minimum High School diploma or equivalent.
- Minimum 3-5 years prior Mortgage Operations experience.
- 1-3 years Mortgage Underwriting experience highly preferred.
- Experience in underwriting conventional conforming.
Required Skills/Knowledge
- Current, working knowledge of mortgage industry regulations, policies, and procedures.
- Excellent communication skills to effectively interact with different mortgage teams, and other stakeholders.
- Exceptional attention to detail to thoroughly analyze loan applications, review documentation, and identify any discrepancies or risk factors.
- Proficient time management skills to prioritize tasks efficiently, meet deadlines, and handle a high volume.
- Ability to collaborate with team members from various mortgage functions.
- Proficiency in Microsoft Office Suite required.
Salary Range: $37.22 to $46.64 hourly depending upon experience.
This position is also eligible for monthly incentives based on the successful completion of defined performance objectives.
#LI-KC1
#REMOTE
PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individual recruiters or third party recruiting agencies (collectively, “Recruiters”) in response to job postings. If Recruiters nevertheless submit one or more unsolicited resumes to any employee at PulteGroup, Inc. or its affiliates without a valid written agreement in place for this position, it will be deemed the sole property of PulteGroup, Inc. and its affiliates. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System.
We are an
equal opportunity employer
and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job.
All employees must be committed to fair and nondiscriminatory lending, in conformity with the Equal Credit Opportunity and Fair Housing acts, and to compliance with all applicable laws, regulations and company policies. Employees must act responsibly in their efforts to provide financial services to Pulte customers and to provide support to Pulte's core purposes.
All offers of employment are contingent upon clear results of a comprehensive pre-hire background check including credit, criminal, education and employment.
This Organization Participates in e-Verify
California Privacy Policy
Report job
