A Mortgage Post-Closer job typically involves timely and accurate delivery of loan files to investors ensuring the accuracy and completeness of loan documents after a mortgage has been closed. This includes reviewing loan files, confirming all required documents are received, and following up on any outstanding paperwork. The role often involves working with title companies, escrow companies, investors and other parties to finalize the loan purchase process.
Education and/or Experience
- Possess a two-year college degree from an accredited university or institution with a major area of study in business administration, accounting, finance or other closely related files.
- 2+ years of experience in mortgage closing is preferred.
Qualifications
- To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
- This role requires meticulous attention to detail to ensure accuracy.
- The ability to manage multiple tasks and deadlines is crucial.
- Proficiency in relevant software systems (Encompass) is preferred.
- The ability to identify and resolve discrepancies in loan documents.
- Working with borrowers, title companies, and other parties requires good customer service skills.
- Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
- Knowledge and practical experience regarding basic computer skills, including Microsoft outlook/excel.
- Strong Verbal and written communication skills.
- Work well with others, team player.
- Essential Duties and Responsibilities
- Prepare and ship collateral packages timely.
- Upload full loan packages to investors.
- Activate mortgage insurance certificates.
- Send out servicing transfer letters to third parties.
- Collaborate with closers, investors, the custodial and title companies to facilitate the loan purchase.
- Monitor pipelines and meet deadlines to ensure timely completion of tasks.
- Transfer MERS.
- Transfer Flood.
- Follow up on trailing documents to meet investor timelines.
- Follow up with borrowers, title companies, or other parties for missing or non-signed documents.
- Maintain accurate records and organize loan files.
- Ensure the quality and accuracy of post-closing documents.
- Assist Mortgage Supervisor with reports, quality assurance, and other duties as assigned.
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