Product Manager – SME Lending Lead
Job description
📍 Location: Lagos
Job Type: Contract (Remote)
Job Field: Product Management/Fintech
About the Role
Renmoney is scaling its SME lending business and seeking a hands-on, data-driven, and commercially focused Product Manager – SME Lending Lead to own the product lifecycle and drive measurable growth.
The successful candidate will bring proven experience building and scaling digital lending products for B2B and SME clients, with an expectation of delivering the first tangible outcomes within 6–8 weeks.
Key Responsibilities
- Own the SME digital lending product lifecycle end-to-end.
- Improve risk models, approval flows, and credit decision logic.
- Optimize customer acquisition and distribution channels.
- Drive portfolio growth while balancing risk and profitability.
- Prioritize initiatives based on data, unit economics, and business impact.
- Collaborate with Risk, Data, Engineering, Operations, and Commercial teams.
- Adapt proven international lending practices to the Nigerian market.
Requirements
- 4–7 years of Product Management experience.
- Strong background in lending for SME and B2B clients.
- Experience working in international markets, including Europe, Latin America, Southeast Asia, the USA, the UK, Russia, or other relevant markets.
- Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics.
- Proven track record of scaling lending products.
- Strong stakeholder management skills.
- Highly data-driven approach to decision-making.
- Fluency in English.
Benefits
- Remote work from anywhere in the world.
- Performance bonus.
- 25+ paid vacation days and days off.
- Personal development plan.
- Opportunity to shape the future of fintech in Nigeria through products that reach millions, backed by a competitive salary.
- Fast-paced work environment with flexibility, collaboration, and access to cutting-edge tools.
- Diverse and inclusive team that values all voices and prioritizes professional growth.
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Skills mentioned
Renmoney is a leading fintech company in Nigeria that offers personal and business loans, savings, investment products, and a variety of other banking services. At Renmoney, we believe that finance should be easy, simple, and accessible to everyone, which is why we leverage data-driven insights to facilitate our clients' financial goals. Our suite of services is designed to meet the needs of both individuals and businesses, providing options that cater to a diverse range of financial requirements. Since our founding in 2012, we have transformed the financial landscape by providing convenient and accessible loan options, robust savings products, and effective investment solutions. We run a hybrid work model that accommodates our team’s diverse preferences, fostering an environment that promotes collaboration and innovation. Our goal is to empower more people to manage their finances effectively and confidently through tailored financial solutions. Moreover, we pride ourselves on our transparent business practices and user-friendly platforms that ensure our clients can navigate their financial affairs with ease.
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