Principal Software Engineer F/T
Job description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Principal Software Engineer F/TOverviewHands-on developer who writes high quality, secure code that is modular, functional and testable.
Role
- Drive architectural design, including dependent services, service interactions and policies.
- Create or introduce, test, and deploy disruptive technology to optimize existing services and/or create new market opportunities.
- Design and build technical roadmaps to optimize services and functions with a focus on performance and cost/benefit optimization.
- Contribute to all parts of the software’s development including design, development, documentation, and testing.
About You
- Position requires a Bachelor’s degree or foreign equivalent in Computer Information Systems, Computer Science, Computer Engineering, or related and seven (7) years of progressively responsible experience in job offered or as a Programmer Analyst, System Test Engineer, Software Engineer, Quality Assurance Engineer, or related.
- Qualifying experience must include at least 5 years of experience with each of the following: Java; Agile Environment; Cloud Technologies (Iaas, Paas, serverless technology, NoSQL databases); Microservice design; CI/CD; DevOps; Spring Boot; Spring Cloud; Oracle/Postgres/MySQL; Design Principles; Software Architecture and Solution Feasibility Analysis.
- Telecommuting and/or working from home may be permissible pursuant to company policies.
- To apply, please click the “Apply for job” link above, or send resume to recruiter Rachel Van Meter, mailto:Rachel.VanMeter@mastercard.com, @ Mastercard Technologies, LLC, 4250 North Fairfax Drive 9th Floor, Arlington, VA 22201. Ref MC108-2026.
Incentives offered through MasterCard’s Employee Referral Program Apply to this position. For more information, please visit our Employee Referral Site or see employee handbook.
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Pay Ranges
O'Fallon, Missouri: $170,000 - $281,000 USDSkills mentioned

Mastercard is a global payments technology company that enables secure, simple, and smart digital transactions in more than 200 countries. The company offers a broad portfolio of services— including global commerce, mobile payment solutions, and payment processing— to consumers, merchants, and governments. By combining advanced technology, robust networks, and strategic partnerships, Mastercard delivers innovative products that help businesses grow and communities prosper. Its focus on sustainability and inclusive access distinguishes it as a leader in building a future‑ready economy.
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