Fair & Responsible Lending Lead

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

The Role

The Fair & Responsible Lending Lead, reporting to Block's Head of Consumer Protection, will lead development and daily oversight of Block's Fair & Responsible Lending Program, including setting the Program's strategy, assignment of proxy risk ratings, interpretation of testing results, and development of board reporting.

You Will

• Draft and update Program documentation (policies, standards, and procedures)
• Conduct attribute reviews and manage related remediations and escalations, while also providing effective independent challenge to model efficacy
• Monitor or test for potential fair lending risks or control deficiencies aimed at mitigating potential fair lending concerns
• Make recommendations with the support of Regulatory Counsel for risk mitigation as required
• Develop and maintain required reporting requirements
• Lead Testing & Analytics focused projects regarding the following: Conduct statistical testing and measure output and Review statistical testing and output, while quantifying potential business impact

You Have

• 8+ years of Fair & Responsible Lending/MRM compliance or legal oversight, ideally with experience in FinTech lending compliance
• Proven experience developing and managing large scale Fair Lending Compliance Oversight programs
• Regulatory knowledge, specifically in areas pertaining to UDAAP and Regulation B/Equal Credit Opportunity Act (ECOA), including working knowledge of SR 11-7: Guidance on Model Risk Management.
• A metrics-driven approach to create substantiated solutions
• Ability to influence others and gain support around compliance goals.
• Partner with team members of all levels

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.