Purpose and Job Summary:
Reporting to the Team Lead, and under ultimate overall direction of the Senior Managing Director, the Analyst is responsible for processing and analytical duties in support of originating and screening multifamily mortgage financing opportunities. The Analyst must demonstrate attention to detail, strong organizational skills, and analytical ability. While working in an independent and reliable manner, teamwork and effective communication will also be necessary for success.
Essential Duties and Responsibilities:
Reporting to the Team Lead, and under ultimate overall direction of the Senior Managing Director, the Analyst is responsible for processing and analytical duties in support of originating and screening multifamily mortgage financing opportunities. The Analyst must demonstrate attention to detail, strong organizational skills, and analytical ability. While working in an independent and reliable manner, teamwork and effective communication will also be necessary for success.
Essential Duties and Responsibilities:
- Become fully versed in all applicable Commercial Real Estate products offered by Lument, and develop a deep understanding of the policies, procedures, and underwriting guidelines.
- Demonstrate a thorough understanding of the “flow” of the loan origination and underwriting processes for Lument's various lending programs.
- Review and analyze potential loan transaction packages for preliminary qualification.
- Perform extensive financial analysis based on current and historical property cash flows, as well as various market research and analysis.
- Maintain and update underwriting models.
- Complete screening narratives and submission memos.
- Establish and maintain deal files.
- Work professionally and harmoniously with team and coworkers.
- Other projects and duties as assigned.
Travel Requirements - Minimal.
Education, Skills and Experience:
- Bachelor’s degree in business, finance, accounting, real estate, or related field required.
- 1-2 years of experience in a similar role.
- 1-2 years of experience with Fannie Mae and/or Freddie Mac multifamily loan programs preferred.
- Proficiency in Microsoft Office (with emphasis on Microsoft Excel).
- Basic knowledge of financial statement analysis, general accounting, cash flows and mortgage interest calculations. Knowledge of real estate finance and/or investment real estate, particularly multifamily, preferred.
- Excellent organizational, communication, presentation, and interpersonal skills.
- Exceptional listener and communicator who effectively conveys information verbally and in writing.
- Ability to synthesize large amounts of information into clearly articulated credit and business recommendations.
- Ability to learn quickly and work independently, and as part of a high-performance team.
- Ability to multitask and manage time effectively.
- Flexibility and ability to work under pressure with tight, established deadlines.
- Ability to manage multiple assignments and transactions simultaneously and to adjust priorities in a fast-changing environment.
- Highest degree of integrity and professionalism. Professional business image and excellent command of the English language, both verbally and in writing (spelling, grammar, and punctuation) including a strong aptitude for accuracy and detail.
- Initiative and strong sense of personal motivation as well as responsibility. Demonstration of a strong work ethic, ambition, teamwork, creativity and sound ethical conduct.
- Resourceful team player who excels at building trusting relationships with clients and colleagues.
- Demonstrated ability to maintain confidentiality and to use discretion in the performance of daily activities.
Annual base salary gross: $55,000 - $75,000 (IL only). The base salary range represents the estimated low and high end of the ORIX USA’s salary for this position. Actual base salaries will vary and will be based on various factors, such as candidate’s qualifications, skills, competencies and proficiency for the role. The base pay is one component of ORIX USA’s total compensation package for employees. Other rewards and benefits include cash bonuses, long term incentives, health insurance, accident and life insurance, and retirement benefits. Please visit our Benefits page for additional information.
Life at ORIX
We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.
You Time
We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.
Family Care
Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.
Flexible Work Arrangements
ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.
ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.
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