The Floating Closing Agent completes closing transactions in refinance, resale (that may include market trend transactions such as short sales and foreclosures) and builder segments by determining requirements, clearing title, assembling, preparing and reviewing closing documents, and disbursing funds. The Closing Agent takes responsibility for the entire closing transaction. This particular role will be asked to float to various offices in the Denver Metro area to assist with Closing duties an a daily basis. It is a full time, benefits eligible position.
This is an in-office position, Monday - Friday, 8:00am - 5:00pm.
What We Need From You
Customer Interaction
- Act as liaison with all parties involved in the transaction, e.g. buyer, seller, listing agent, buyer agent, lender, attorney
- Greet customers enthusiastically and professionally, either in person or over the phone, with emphasis on representing Land Title in a way which builds customer relationships and a positive corporate image
- Answer customer inquiries in a timely and accurate manner
- Build and maintain productive relationships with all customers; take responsibility for customer satisfaction and loyalty
- Participate in department marketing activities which may include attending after hours functions as requested or required
Pre-Closing:
- Determine escrow requirements by reviewing and clarifying buyer, seller and lender instructions
- Obtain clear title by ordering title reports, resolving title defects, satisfying existing liens and encumbrances against property or principals; provide a proactive approach in notifying customers of potential roadblocks or issues
- Review contract, pre-type, prepare and deliver balanced and error free settlement statements
- Prepare other required real estate documents
- Prepare and deliver balanced and error free settlement statements for lender approval using FHA, VA, and Conventional lending guidelines
- Gather all file information required to close transaction
- Prepare and organize lender loan and real estate documents in preferred order and copy for physical presentation
Closing:
- Review lender and real estate closing instructions for closing conditions, endorsements, and disbursement of proceeds
- Review all closing documents for accuracy in names, address, and legal as outlined
- Describe closing and lender documents according to Presentation Standards and obtain signatures, collect accurate amount of “Good Funds” and satisfy title and lender requirements
Post-Closing:
- Claim wires and/or deposit “Good Funds"
- Balance file; disburse funds and documents according to instructions from mortgage company, payoff lender, title and other appropriate parties
- Proof recording documents for typographical errors, signatures, notary, and/or recognize omission of data; record documents with appropriate state/county agency
- Resolve all post-closing quality reconciliation issues
Other Duties:
- Assist in training new employees
- Ensure workload is completed in timely manner by securing additional resources if needed
- Coordinate with assistant in processing functions; establish and maintain a joint filing system for processing efficiency
- Maintain and manage closing reports to office expectations
- Identify opportunities for systems improvement
- Proficient adoption of closing strategies
- Perform other related duties as assigned by manager; overtime may be required at high volume
Minimum Hiring Requirements:
- High School Diploma or Equivalent required
- Valid Title License or ability to obtain this licensure within 90 days of hire
- Valid Colorado Notary Commission or ability to obtain this licensure within 90 days of hire
Compensation:
- The base salary for this position is anticipated to be between $59,000.00 and $80,000.00.
- In accordance with Colorado state law, this position is non-exempt and all overtime will be paid at time and a half.
- Annual employee profit-sharing bonus, based upon company performance.
Land Title is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
