Lock Desk Analyst - Fresher

Qc Verify Private Limited
$39,165 - $46,222 a year
Remote
Full time
1 week ago

Job Title: Lock Desk Analyst – Mortgage
Location: Remote (Night Shift – US Hours)
Experience: 0–1 Year / Freshers welcome
Department: US Mortgage Operations
Employment Type: Full-Time
Shift: Night Shift (Mandatory to support US-based operations)

Job Summary:
We are seeking a detail-oriented and analytical Lock Desk Analyst to join our US Mortgage Operations team. This entry-level position is ideal for fresh graduates or candidates with up to one year of experience who are looking to start a career in the mortgage industry. You will play a critical role in managing loan pricing and rate lock processes while ensuring accuracy, compliance, and timely execution in line with investor and secondary market guidelines.

Key Responsibilities:
Process and monitor rate lock requests, re-locks, extensions, and loan changes.
Ensure accurate and compliant loan pricing based on client policies and investor guidelines.
Maintain and update data within the Loan Origination System (LOS) and pricing tools.
Communicate effectively with loan officers, processors, and the secondary market team.
Track lock expirations and proactively alert relevant stakeholders.
Assist in identifying and resolving any pricing discrepancies or issues.
Support internal/external audits by ensuring pricing and compliance documentation is accurate (e.g., LE and CD disclosures).
Stay current with market changes, pricing policies, and investor guidelines.

Eligibility Criteria:

Education: Bachelor’s Degree in Finance, Business Administration, Economics, or a related field.
Experience: 0–1 year of experience (Freshers are encouraged to apply).

Required Skills:

Strong analytical and numerical aptitude.
Proficiency in MS Excel and general data handling.
Excellent attention to detail and ability to work with time-sensitive tasks.
Good communication and teamwork skills.
Willingness to work night shifts to support US-based operations (Mandatory).

Familiarity with loan pricing engines such as Optimal Blue, Encompass, or Polly is a plus, but not required.

How to Apply:

Interested candidates should send their updated resumes to hr@qcverify.com
Please mention "Lock Desk Analyst – Mortgage" in the subject line of your email.
If this opportunity aligns with your career goals, kindly share your updated resume with us at hr@qcverify.com
Apply
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